Elma Gil Designer Bridal, Engagement and Fine Jewelry

Elma Gil Designer Bridal, Engagement and Fine Jewelry, seen worn by some of Hollywood’s hottest stars and offering amazing quality pieces at a great price, is taking the fashion world by storm. If looking for an amazing engagement ring, quality diamond or jewelry piece – you can see the collection for yourself at Osborne’s Jewelers in Huntsville, Al

 

Click on the picture to see view the line.

Click on the picture to see view the line.

Elma Gil - Pendants - Osbornes Jewelers - Huntsville AL

Click Image to view the Elma Gil fashion line

Patrick White

256-777-6269

Huntsville, AL

Expert Jewelry and Diamond Consultant working to hard to bring value, quality, and service to the jewelry industry in Huntsville, Madison, and the Tennessee Valley. GIA, EGL USA certified diamonds, AGS Gemstones, Custom Jewelry, Fine Timepieces and above all- uncompromising dedication to the preservation of integrity and transparency in the industry. I tend to think myself pretty awesome to kick it with as well. Cheers!

WHERE TO BUY CUSTOM UNIQUE ENGAGEMENT RINGS IN HUNTSVILLE AL?

Wanting a ring that is different from all of her friends? Then customize the engagement ring. With CAD creation software, one can create any ring they can imagine. Below are a list of reputable jewelry stores, right here in Huntsville, AL., that I would recommend to accommodate such custom ring and jewelry requests – not only do you get to design your own ring – you also get to choose the perfect diamond as well.  I recommend going with a GIA (Gemological Institute of America) certified diamond that has an official GIA report to go along with it. To obtain this- just ask for the GIA report and the jeweler should easily be able to provide you with the documentation or the GIA report number by which to use GIA’s website to find the report online.
Remember a GIA Graduate Gemologist signed appraisal IS NOT A GIA CERTIFICATION! I’ve seen some jewelers get a bit dishonest when it comes to this. Appraisals are only for insurance purposes and nothing more, no matter whether a GIA Graduate Gemologist or, “GG” as referred to in the jewelry industry,  signs the appraisal or not.

Here is the list of those recommended jewelers I was speaking of earlier:

Loring & Co Fine Jewelers

Osborne’s Jewelers

Donny’s Diamond Gallery 

B & B Jewelers

Patrick White

Fine Jewelry Expert

256-777-6269

About.me
2013-02-23 12-41-51.306


2013-04-06 16.03.35

vintage style engagement ring

 

 

 

 

 

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How can I buy an engagement ring without much money down? Financing?

The perfect engagement ring

Why settle for less? Get her the diamond ring she deserves. Find a fine private jewelry store that offers 0% deferred interest financing for at least 12 months. Just make certain that you make your payments on time or else you will be charged maximum interest on the entire purchase from the day you bought the jewelry. Just a word of caution when using interest free financing. Also, if you intend to transfer the balance at the end as you may not make the pay off by the end date- make sure you begin the balance transfer a month in advance as with many banks it takes 2-4 weeks to complete the actual transfer!! Yikes! If you were to be unlucky enough to be caught in the middle of the transfer you would still have to pay a balance transfer fee, all of the accrued interest and the interest (if any) on the new card it is being transferred over to. Just looking out for my jewelry seeking friends out there.

-Patrick White

White.patrickd@gmail.com
256-777-6269

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Where to buy a Daffiliat, Online or In-store?

The following is from Gabriel New York – an engagement ring and jewelry line offered by Osborne’s Jewelers in Huntsville, AL.

Great article for those debating on where best to buy a diamond and why.

Why Shop In Store?

Mother nature is perfect. Like people, she made no two diamonds exactly alike –each has their own unique personality. The cornerstone of our business is helping people create rings and select diamonds that are more than just the right size, style and budget – they’re the perfect match.

Like an ideal partner, the perfect diamond engagement ring will stand the test of time. That’s why we believe you should get to know your ring before you buy it, by shopping with one of our experienced, family-owned and operated retail partners.

Although it may sound romantic, it’s actually very practical. Diamond grading reports are surprisingly subjective, despite the regimented, standardized system of grading that’s been in place for many years. Case in point: two diamonds, which seem identical in the virtual world, have two very different prices (see below).



These diamond certifications come from a reputable online dealer. On paper, they certainly appear to be the same in size, cut, color & clarity. Yet, the price difference is $1,300 – a 15% difference. Why? That’s an excellent question, one that no one can really answer without seeing the stones.

The only way to truly know and understand what you are buying is to shop with a knowledgeable Gabriel & Co. retail partner. Our retail partners provide unparalleled expertise, working with you one-on-one to help you make the best choice possible. They are passionate about what they do, whether it’s helping you choose a ring on the spot, or working with you to design & create your heart’s desire. Because getting engaged is more than finding a ring, it’s about finding the one.

We’re confident you’ll agree that when it comes to love and engagement rings, there’s nothing like the real thing!

About Patrick White

The Huntsville Jeweler

256-777-6269

I have no affiliation with Osborne’s Jewelers**

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Who is the best jewelry store in Huntsville?

How about letting the diamond do the talking rather than the salesperson? I am a terrible salesman, I’ll admit it; however, I am a successful one. Why? Because, I let the product sell itself. My view on jewelry is that if you have a quality product at a great value- one doesn’t need to “sell,” only show. A salespersons job is to educate. Find someone who makes the product and the process transparent and you have found a winner.

Patrick White
Huntsville, Al

256-777-6269

About Me

What carat / ct. weight diamond should I buy?

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What carat size of diamond should I buy my for my girlfriend / fiancé for her engagement ring?

As a diamond and jewelry expert of 8 years, I am often asked this question. Which size diamond should I purchase for my engagement ring or jewelery piece? Or, I am asked for a specific request or demand such as, “I want a 2 carat diamond.” Or, “I want a 1 ct. diamond,” etc.

My response to this question or demand is always the same: Carat weight, is only that- the weight of the diamond.  It says nothing of the diamonds beauty, brilliance, color or value. It doesn’t even accurately speak for how large or small the diamond will look in the jewelry or engagement piece.

Think of diamonds like you would a person. An odd analogy I know. Channing Tatum for instance weighs 180lbs as does Danny Devito. However, Channing Tatum at 6’1″ seems to be quite a bit different in his appeal to the ladies than Danny Devito who is 5’0″. Both of these examples weigh approximately 180lbs. And both of these examples I think we can all agree are quite different from each other due to proportion.

Carat is simply a definition of diamond weight. Just as 3 carats, 2cts., 1ct, .50ct., is simply a weight and has nothing to do with the actual proportions of the diamond itself such as how deep or how shallow the diamond is cut- which is directly related to the diamonds fire, sparkle and brilliance.

I have seen 2 carat diamonds look more like a 1.5ct diamond and 1ct. diamonds look as though they must surely be closer to 1.50cts. The weight of the diamond doesn’t matter if the majority of it is in the bottom half due to a deep cut and the fire of a diamond is lost if the cutter made it so shallow that it looks huge but the light doesn’t refract into and back out of the facets properly.

Remember, when buying a diamond, it’s about the cut, the color, and the clarity far more than the weight.

So, take some advice from a friend in the jewelry business- buy the perfect diamond by it meeting the perfect look and quality you are trying to achieve not by the numbers it shows when placed on a scale.

Patrick Dean White

Huntsville, Al
256-777-6269
White.patrickd@gmail.com
About Me

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Amazing diamond engagement ring in Huntsville, Al.

Now, this is what an amazing modern with a touch vintage style engagement ring looks like! Beautiful cushion cut diamond set into the center with perfectly matched round diamonds around the platinum mounting. This is true #luxury and #fashion.

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Patrick White
Fine Jewelry Expert
Huntsville, Al
256-777-6269
About Me

Diamond Cut – The Most Important of the 4 C’s

Need help with choosing a diamond? This article, published by GIA, (Gemological Institute of America) discusses, Diamond Cut and why it is by far the most important aspect of a diamond. After all, when referring to natural diamonds, it is the only aspect that man has control over.

Remember to never confuse a diamonds Cut with a diamonds shape- a mistake Ive seen often in my 8 years working in the jewelry industry.

Enjoy the article!

“GIA 4Cs Cut

Cut is the factor that fuels a diamond’s fire, sparkle and brilliance.

The traditional 58 facets in a round brilliant diamond, each precisely cut and defined, are as small as two millimeters in diameter. But without this precision, a diamond wouldn’t be nearly as beautiful. The allure of a particular diamond depends more on cut than anything else.

Though extremely difficult to analyze or quantify, the cut of any diamond has three attributes: brilliance (the total light reflected from a diamond), fire (the dispersion of light into the colors of the spectrum), and scintillation (the pattern of light and dark areas and the flashes of light, or sparkle, when a diamond is moved).

People often think of diamond cut as shape. Round is the shape used in most diamond jewelry. All other shapes are known as fancy shapes. Traditional fancy shapes include the marquise, pear, oval and rectangle.  Hearts, triangles and a variety of others are also gaining popularity in diamond jewelry.

As a value factor, though, cut refers to a diamond’s proportions, symmetry and polish. For example, look at a side view of the standard round brilliant. The major components, from top to bottom, are the crown, girdle and pavilion. A round brilliant cut diamond has 57 or 58 facets, the 58th being a tiny flat facet at the bottom of the pavilion that’s known as the culet. The large, flat facet on the top is the table. The proportions of a diamond refer to the relationships between table size, crown angle and pavilion depth. A wide range of proportion combinations are possible, and these ultimately affect the stone’s interaction with light.

In early 2005, GIA unveiled a diamond cut grading system for standard round brilliants in the D-to-Z color range. This system, the product of  years of intensive research and testing, assigns an overall diamond cut grade ranging from Excellent to Poor.

HOW DOES PAVILION DEPTH AFFECT A DIAMOND’S CUT?

The distance from the bottom of the girdle to the culet is the pavilion depth. A pavilion depth that’s too shallow or too deep will allow light to escape through the sides or the bottom of the stone. A well-cut diamond will direct more light through the crown.”

Patrick White
256-777-6269
@pdwhite10

Engagement Ring Financing. Should I finance, use layaway, or pay cash?

Engagement Ring Financing

Should I finance the engagement ring?

Should I finance the engagement ring?

Is financing or layaway for an engagement ring or jewelry available and should I use it?

The answer to the first question is yes. Most jewelry stores offer financing and from what I see it is easy to get approved.

When considering financing, mind the interest rate, and length of time the interest is locked in for, or better yet, if the rate is deferred at 0%. A lengthy and low deferred interest rate gives, an individual who has savings, the ability to invest that money elsewhere all while obtaining the ideal engagement ring. It also can greatly assist you in obtaining a great looking diamond without breaking your bank.

Keep mind that a 12 month 0% deferred interest rate usually comes with the understanding that if not paid in full within a year, then the entire original balance will incur interest at the higher %, no matter how much remains of the original balance. The same goes for being late on a payment or missing a payment. You don’t want this.  I know from making the mistake myself in the past. Always remember that credit card and financing companies are trying to make a profit and little mistakes such as this are how they do it. So, make sure that you keep up with your bill cycle. Auto pay is something I highly suggest.

LAY AWAY

Lay away is back and in a big way! If worried you will miss payments, go with layaway. Most stores offer the option of layaway and guarantee the price of the piece will not increase while on the terms of our layaway plan. This makes buying jewelry and diamonds easy and worry free.

If you have any questions about layaway or financing, give me a call or send me an email

Patrick White

256-777-6269

@pdwhite10